smeco.coop through SMECO Account Manager (Kubra EZ-Pay).
Southern Maryland Electric Cooperative (SMECO) is one of the largest and most reliable customer-owned electric cooperatives in the United States, providing electric transmission and distribution service to more than 170,000 customer-members across Southern Maryland.
Whether you need to log in to your SMECO Online Account Manager, make an immediate one-time guest payment via Kubra EZ-Pay, enroll in AutoPay recurring automatic bank drafts, manage Budget Billing to smooth out seasonal electricity spikes, track AMI smart meter electricity usage, or report a power outage, this comprehensive guide covers every payment channel and customer care contact.
SMECO Payment Options & Fee Breakdown
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| SMECO Account Manager (Bank ACH) | $0.00 (Free) | Same-Day Posting |
| AutoPay (Automatic Bank Draft / Card) | $0.00 (Free) | On Monthly Due Date |
| Kubra EZ-Pay (Guest Pay Card / Wallet) | $0.00 (Free) | Immediate Account Credit |
| Automated Phone System (IVR) | $0.00 (Free) | Instant Confirmation |
| In-Person 24/7 Payment Kiosks | $0.00 (Free) | Instant Reconnection / Credit |
How to Pay Your SMECO Electric Bill Online (Step-by-Step)
Method 1: Pay via SMECO Account Manager
- Navigate to: smeco.coop/account (or SMECO 24/7 Mobile App).
- Enter your User ID / Email and Password and click “Log In”.
- Click “Pay Bill”.
- Choose payment method: Checking/Savings Account (ACH) or Debit/Credit Card (Visa, MasterCard, Discover, Amex).
- Submit payment to receive an instant electronic confirmation receipt.
Method 2: One-Time Guest Payment (Kubra EZ-Pay)
- Visit SMECO Quick Pay.
- Enter your 10-digit SMECO Account Number and Service Address ZIP Code.
- Enter payment card or bank details and submit with zero convenience fee.
Alternative Payment Channels
- AutoPay Setup: Automatically pay your monthly statement directly from your checking account or card on your due date with zero transaction fees.
- Budget Billing: Spread electricity costs evenly across 12 months based on historical consumption patterns.
- Pay by Phone: Call SMECO automated telephone banking 24/7 toll-free at 1-888-440-3311.
- Pay by Mail: Send payment check with bill coupon to:
SMECO
P.O. Box 70559
Philadelphia, PA 19176-0559 - 24/7 Drive-Thru Kiosks: Pay cash, check, or card at SMECO headquarters (Hughesville) and district service centers (Leonardtown, Prince Frederick, White Plains).
Power Outage Reporting
OUT to 76326 (SMECO), calling 1-877-57-SMECO (1-877-577-6326), or viewing the live outage map at smeco.coop/outages.
SMECO Customer Service Directory
- Customer Support: 1-888-440-3311 (Mon–Fri 8:00 AM – 5:00 PM EST)
- 24/7 Outage Hotline: 1-877-577-6326 (1-877-57-SMECO)
- Hearing Impaired (TTY): 711
- Official Co-op Portal: smeco.coop
- Headquarters: 15035 Burnt Store Rd, P.O. Box 1937, Hughesville, MD 20637
Frequently Asked Questions (FAQ)
Does SMECO charge a fee for credit card payments?
No. SMECO absorbs all processing fees for residential credit card, debit card, and electronic bank draft payments made online, by phone, or at payment kiosks.
How do I apply for energy assistance in Maryland?
Eligible Maryland residents can apply for the Maryland Energy Assistance Program (MEAP) and Electric Universal Service Program (EUSP) through the Maryland Department of Human Services at dhs.maryland.gov or call SMECO customer care for grant referrals.
Related Maryland & Regional Electric Guides:
Disclaimer: BillPayment.guide is an independent electric utility guide and is not affiliated with, endorsed by, or operated by Southern Maryland Electric Cooperative, Inc. (SMECO). All trademarks belong to SMECO.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
