Free loan, credit card and bill tools for the US and Europe. Last reviewed November 10, 2026.
BPBill Payment GuideCalculator
For the US and Europe

Know what every bill will cost, and never miss a due date

Work out a loan payment, find your credit card due date and set bill reminders in your calendar. Everything runs in your browser, so the numbers you type stay on your device. Works in dollars, euros and pounds.

Quick estimate

$
Monthly payment
$391.32
Total interest
$3,479
Total you pay
$23,479
See the full breakdown →
Dollars, euros and poundsPick your currency. Amounts and dates follow your browser's language.
Worked out in your browserThe numbers you enter are not sent to us or stored.
Free, no sign-upOpen a tool, enter your figures, read the result.
Tools

Loan, credit card and bill tools

Free tools with the formulas and the assumptions written down.

How it works

From your numbers to a clear answer in three steps

The same steps every time, so you can check them against your own statement.

Enter your figures

Use the amounts and dates from your loan agreement or card statement. Start from one of the examples if you like.

See the working

Each tool shows the result, what it assumes and the formula behind it, so nothing is a black box.

Check with your lender

Banks and card issuers round and charge in their own ways. Your statement is the final figure.

Common loans

What typical loans cost each month

Worked out with the same formula. Pick one to open it in the calculator and change the numbers.

Example rates for illustration only, not offers. Your own rate depends on your lender, your credit history and the loan.

Want something added?

We are building more tools for paying bills and loans. Tell us which calculator you need next, or which figure does not match your statement.

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