secoenergy.com through SECO SmartHub.
SECO Energy (Sumter Electric Cooperative) is one of the nation’s fastest-growing not-for-profit electric cooperatives, providing reliable electric power to more than 240,000 member accounts across 7 Central Florida counties (Sumter, Lake, Marion, Citrus, Hernando, Pasco, and Levy counties — including The Villages, Ocala, and Clermont).
Whether you need to log in to SECO SmartHub, submit an immediate one-time guest payment via PayNow, enroll in AutoPay recurring automatic bank drafts or credit card payments, monitor daily 15-minute smart meter electric usage, manage Budget Billing to eliminate high summer air conditioning electric spikes, or report a power outage, this comprehensive guide covers every payment channel and 24/7 emergency contact.
SECO Energy Payment Options & Fee Breakdown
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| SECO SmartHub & Mobile App (ACH / Card) | $0.00 (Free) | Same-Day Credit |
| SmartHub PayNow (Guest Checkout) | $0.00 (Free) | Same-Day Credit |
| AutoPay (Automatic Bank Draft / Card) | $0.00 (Free) | On Monthly Payment Due Date |
| Automated Phone System (IVR) | $0.00 (Free) | Instant Confirmation |
| Drive-Thru Payment Kiosks (24/7) | $0.00 (Free) | Instant Reconnection / Credit |
How to Pay Your SECO Energy Bill Online (Step-by-Step)
Method 1: Pay via SECO SmartHub
- Navigate to: secoenergy.smarthub.coop (or open SmartHub App).
- Enter your Email Address and Password and click “Sign In”.
- Click “Pay My Bill”.
- Choose payment method: Checking/Savings Account (ACH) or Debit/Credit Card (Visa, MasterCard, Discover, Amex).
- Submit payment to receive an instant electronic confirmation receipt.
Method 2: One-Time Guest Payment (PayNow)
- Visit SECO SmartHub PayNow.
- Enter your 10-digit SECO Account Number and Last Name / Business Name.
- Enter payment card or bank details and submit with zero login required.
Alternative Payment Channels
- AutoPay Setup: Automatically pay your monthly statement directly from your checking account or card on your due date with zero transaction fees.
- Budget Billing: Calculate a rolling 12-month average to prevent summer AC electricity surges.
- Pay by Phone: Call SECO automated telephone banking 24/7 toll-free at 1-800-732-6141 (1-800-SECO-141).
- Pay by Mail: Send payment check with bill coupon to:
SECO Energy
P.O. Box 71097
Charlotte, NC 28272-1097 - 24/7 Drive-Thru Kiosks: Pay cash, check, or card at SECO service centers in Sumterville, Eustis, Groveland, Inverness, and Ocala.
Power Outage Reporting & Storm Center
OUT to (352) 358-7326, or check the StormCenter live map at secoenergy.com/stormcenter.
SECO Energy Customer Service Directory
- Member Service Center: 352-793-3801 / 1-800-732-6141 (Mon–Fri 8:00 AM – 5:00 PM EST)
- 24/7 Outage & Emergency Line: 1-800-732-6141
- Hearing Impaired (TTY): 711
- Official Co-op Portal: secoenergy.com
- Headquarters: 300 S US Highway 301, Sumterville, FL 33585
Frequently Asked Questions (FAQ)
Does SECO Energy charge fees for credit card bill payments?
No. SECO Energy does not charge convenience fees for member credit card, debit card, or checking ACH payments made through SmartHub or drive-thru kiosks.
How do I enroll in SECO Pennies for Purpose?
Members can round up their monthly electric bill to the next nearest dollar to fund local emergency utility assistance for elderly and low-income families via SmartHub.
Related Florida Utility Guides:
Disclaimer: BillPayment.guide is an independent electric utility guide and is not affiliated with, endorsed by, or operated by Sumter Electric Cooperative, Inc. (SECO Energy). All trademarks belong to SECO Energy.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
