pseg.com or nj.pseg.com.
Public Service Electric and Gas Company (PSE&G) is New Jersey’s oldest and largest investor-owned utility, serving approximately 2.3 million electric customers and 1.9 million gas customers across a 2,600-square-mile diagonal corridor spanning from Bergen County to Gloucester County (including Newark, Jersey City, Paterson, Elizabeth, and Camden).
Whether you need to log in to PSE&G My Account, submit an immediate one-time guest payment via Western Union Speedpay, enroll in AutoPay recurring automatic bank drafts, manage Equal Payment Plan (EPP) budget billing, track hourly AMI smart meter electricity and gas usage, apply for NJ energy assistance (LIHEAP, USF, PAGE), or report an electric outage or gas emergency, this comprehensive guide covers every payment channel and 24/7 customer care contact.
PSE&G Payment Options & Fee Breakdown
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| PSE&G My Account & App (Bank ACH) | $0.00 (Free) | Same-Day Posting |
| AutoPay (Automatic Monthly Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Speedpay Quick Pay (Debit / Credit Card) | $1.95 residential fee | Immediate Account Credit |
| Automated Phone System (Speedpay) | $1.95 card / Free ACH | Instant Confirmation |
| PSE&G Customer Service Centers | $0.00 (Free) | Instant Credit / Reconnection |
How to Pay Your PSE&G Bill Online (Step-by-Step)
Method 1: Pay via PSE&G My Account
- Navigate to: nj.pseg.com/myaccount (or open PSEG Mobile App).
- Enter your User ID / Email and Password and click “Log In”.
- From your account summary dashboard, click “Pay Bill”.
- Enter checking account routing number and bank account number.
- Submit payment for zero-fee same-day processing.
Method 2: One-Time Guest Payment (Speedpay)
- Visit PSE&G Pay Bill Online.
- Click “Pay as Guest (Speedpay)”.
- Enter your PSE&G Account Number and Mailing ZIP Code.
- Enter Debit/Credit card (Visa, MasterCard, Discover, Amex) details.
- Confirm the $1.95 convenience fee and submit payment.
Alternative Payment Channels
- AutoPay Setup: Automatically pay your monthly statement directly from your checking account on your due date with zero transaction fees.
- Equal Payment Plan (EPP): Smooth out seasonal winter heating and summer cooling bills with predictable 12-month equal installments.
- WorryFree Appliance Repair: Manage protection plans for central AC, heating boilers, and water heaters directly on your utility invoice.
- Pay by Phone: Call PSE&G automated telephone banking 24/7 toll-free at 1-800-436-7734 (1-800-436-PSEG).
- Pay by Mail: Send payment check with bill coupon to:
PSEG
P.O. Box 14444
New Brunswick, NJ 08906-4444 - Customer Service Walk-In Centers: Pay cash, check, or card at 16 regional walk-in centers across New Jersey (Newark, Jersey City, Clifton, Elizabeth, New Brunswick, etc.).
Power Outage & Gas Emergency Reporting
OUT to 47734 (4PSEG).
PSE&G Customer Service Directory
- Customer Service Hotline (24/7): 1-800-436-7734 (1-800-436-PSEG)
- Outage Text Reporting: Text
OUTto 47734 - Hearing Impaired (TTY): 1-800-880-6547 / 711
- Official Utility Portal: nj.pseg.com
- Corporate Headquarters: Public Service Enterprise Group, 80 Park Plaza, Newark, NJ 07102
Frequently Asked Questions (FAQ)
What is my PSE&G Account Number format?
Your PSE&G account number is a 12-digit number (e.g., 12 345 678 9012) printed on the upper portion of your monthly energy bill.
How do I apply for utility relief programs in New Jersey?
New Jersey customers can apply for the Universal Service Fund (USF), LIHEAP, and the Payment Assistance for Gas and Electric (PAGE) grant at nj211.org or by calling 2-1-1.
Related Mid-Atlantic Utility Guides:
Disclaimer: BillPayment.guide is an independent electric and gas utility guide and is not affiliated with, endorsed by, or operated by Public Service Electric and Gas Company or Public Service Enterprise Group (PSEG). All trademarks belong to PSEG.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
