Finance

TD Bank Mortgage Payment Guide

Anisur Rahman
June 8, 2026 3 min read
TD Personal Banking logo
🏠 Official Mortgage Notice: TD Bank residential mortgage and home equity accounts are serviced by TD Bank, N.A. (Equal Housing Lender, Member FDIC). Manage your loan online at tdbank.com or via TD Bank Digital Banking.

TD Bank, N.A. (America’s Most Convenient Bank®) provides residential mortgage origination and loan servicing for conventional, jumbo, FHA, VA, and home equity lines of credit (HELOC) across the East Coast spanning Maine to Florida.

Whether you need to log in to TD Online Banking, submit an immediate monthly mortgage payment, set up automatic recurring monthly AutoPay, manage escrow property tax and homeowners insurance reserves, generate an official 10-day mortgage payoff quote, or download IRS Form 1098 year-end tax statements, this comprehensive guide covers every payment channel and customer care contact.

TD Bank Mortgage Payment Options Overview

Compare available payment options, fees, and posting speeds:

Payment Channel Convenience Fee Posting Speed
TD Digital Banking & App (Bank ACH) $0.00 (Free) Same-Day Credit if made by 8:00 PM EST
AutoPay (Automatic Bank Draft) $0.00 (Free) On Monthly Payment Due Date
TD Bank Store Branch Locations $0.00 (Free) Immediate Same-Day Posting
Automated Phone Banking (IVR) $0.00 (Free) Instant Confirmation

How to Pay Your TD Bank Mortgage Online (Step-by-Step)

  1. Navigate to: tdbank.com (or open TD Bank App).
  2. Enter your User name and Password and click “Log In”.
  3. Select your active Mortgage Account.
  4. Click “Pay Mortgage”.
  5. Select payment source: TD Bank checking account or external bank account (ACH).
  6. Choose payment type: Regular Monthly Payment, Principal Reduction, or Escrow Curtailment.
  7. Submit payment to receive an instant electronic confirmation receipt.

Alternative Payment Channels

  • TD Bank Mobile App: Make mortgage payments, monitor escrow disbursements, and view 1098 forms on iOS and Android.
  • TD Bank Stores: Pay in person with cash or check at more than 1,100 TD Bank store branch locations across the East Coast.
  • Pay by Phone: Call TD Mortgage Customer Care toll-free at 1-800-937-5200.
  • Pay by Mail: Send payment check with mortgage coupon to:
    TD Bank Mortgage Servicing
    P.O. Box 7064
    Pasadena, CA 91109-7064

TD Bank Mortgage Support Directory

  • Mortgage Customer Care: 1-800-937-5200 (Mon–Fri 8:00 AM – 8:00 PM EST)
  • Payment Assistance & Hardship: 1-800-937-5200
  • Hearing Impaired (TTY): 711
  • Official Banking Portal: tdbank.com/mortgages
  • Corporate Headquarters: TD Bank, N.A., Cherry Hill, NJ

Frequently Asked Questions (FAQ)

How do I obtain a 10-day payoff statement for my TD Bank mortgage?

Log into TD Online Banking, select your mortgage account, navigate to “Loan Services > Request Payoff Quote”, and generate your calculated 10-day payoff statement with per diem daily interest.

Can I make extra principal payments online?

Yes. In your payment screen, specify an additional amount in the “Principal Only” field to apply excess funds directly toward reducing your loan balance and eliminating interest charges.

Related East Coast Banking Guides:

Disclaimer: BillPayment.guide is an independent consumer mortgage guide and is not affiliated with, endorsed by, or operated by TD Bank, N.A. or The Toronto-Dominion Bank. All trademarks belong to TD Bank.

Share: X LinkedIn

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top