Finance

TD Auto Finance Loan Payment Guide

Anisur Rahman
June 13, 2026 2 min read
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πŸš— Official Auto Finance Notice: TD Auto Finance retail vehicle loan and lease accounts are serviced by TD Bank, N.A. (Member FDIC). Manage your loan online at tdautofinance.com or via TD Bank Digital Banking.

TD Auto Finance LLC (a subsidiary of TD Bank, N.A. / The Toronto-Dominion Bank) is a leading indirect automotive financing lender across North America, partnering with thousands of franchised and independent car dealerships to provide competitive retail financing on new and pre-owned automobiles.

Whether you need to log in to your TD Auto Finance online borrower portal, submit an immediate monthly vehicle payment via Western Union Speedpay, enroll in AutoPay automatic monthly bank drafts, generate an instant 10-day vehicle payoff quote, or view year-end interest statements, this comprehensive guide covers every payment channel and customer care contact.

TD Auto Finance Payment Options Overview

Compare available payment options, fees, and posting speeds:

Payment Channel Convenience Fee Posting Speed
TD Auto Finance Portal (Bank ACH) $0.00 (Free) Same-Day Credit if made by 4:00 PM EST
AutoPay (Automatic Bank Draft) $0.00 (Free) On Monthly Due Date
Speedpay Guest Pay (Debit Card) $4.95–$6.50 third-party fee Immediate Credit
Automated Phone Banking (IVR) $0.00 (Free ACH) Instant Confirmation

How to Pay Your TD Auto Finance Loan Online (Step-by-Step)

  1. Navigate to: tdautofinance.com.
  2. Enter your Username and Password and click “Log In”.
  3. Select your active Vehicle Account.
  4. Click “Make a Payment”.
  5. Enter checking account routing number and bank account number.
  6. Choose payment type: Regular Monthly Payment, Principal Reduction, or Payoff.
  7. Submit payment to receive an instant electronic confirmation receipt.

Alternative Payment Channels

  • AutoPay Setup: Automatically pay your monthly car loan directly from your checking account on your due date with zero transaction fees.
  • Pay by Phone: Call TD Auto Finance automated telephone banking toll-free at 1-800-556-8800.
  • Pay by Mail: Send payment check with loan coupon to:
    TD Auto Finance
    P.O. Box 16035
    Lewiston, ME 04243-9517
  • Cash Pay at Retailers: Pay cash at Western Union Quick Collect (Code City: TDAUTOFINANCE / ME).

TD Auto Finance Support Directory

  • Customer Service Hotline: 1-800-556-8800 (Mon–Fri 8:00 AM – 10:00 PM EST, Sat 9:00 AM – 6:00 PM EST)
  • Hearing Impaired (TTY): 711
  • Official Auto Finance Portal: tdautofinance.com
  • Parent Bank: TD Bank, N.A., Cherry Hill, NJ

Frequently Asked Questions (FAQ)

How do I obtain a 10-day payoff quote for my TD Auto Finance loan?

Log into your TD Auto Finance account at tdautofinance.com, navigate to “Account Services > Payoff Quote”, and generate your real-time 10-day payoff statement with per diem interest.

Can I make an extra principal payment online?

Yes. In your payment dashboard, specify an extra amount in the “Principal-Only Payment” field to apply additional funds directly toward reducing your loan balance and eliminating interest charges.

Related Auto Finance Guides:

Disclaimer: BillPayment.guide is an independent automotive finance guide and is not affiliated with, endorsed by, or operated by TD Auto Finance LLC or TD Bank, N.A. All trademarks belong to TD Bank.

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