Bill Payment Guide

Credit Card

Macy’s Credit Card: Apply, Activate, and Pay

Anisur Rahman
August 5, 2026 1 min read
macy's card logo

Never enter your Social Security number, card number, or security code anywhere except directly on macys.com.

Applying for a Macy’s Credit Card

Go to macys.com/mymacyscard and choose “Apply now.” You’ll need your name, address, and financial information, including your SSN — current card tiers, rates, fees, and rewards are listed there and change periodically, so check them directly rather than a fixed list here.

Logging in

Sign in at macys.com/account/signin with your account email and password.

Activating a new card

Go to macys.com/my-credit/gateway, choose “Activate card,” and enter your card number, name on card, security code, and the last 4 digits of your SSN.

Forgot your login?

Choose “Forgot your password?” on the sign-in page and follow the verification prompts.

Paying your bill

  • Phone: 1-888-257-6757
  • Mail: the correct payment address depends on your account — it’s printed on your statement, and using that is safer than an address copied from elsewhere.
  • In store: use the Macy’s store locator.
  • App: the Macy’s app supports bill pay directly.

Getting help

Macy’s credit card customer service is at 1-888-257-6757 — confirm current hours on macys.com.

This is an independent guide and is not affiliated with, endorsed by, or operated by Macy’s, Inc.

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