capitalone.com or via the Capital One Mobile App.
BJ’s Wholesale Club Holdings, Inc. operates warehouse clubs across the Eastern United States. The BJ’s One Mastercard and BJ’s One+ Mastercard (issued by Capital One) offers club members up to 5% back in rewards on eligible BJ’s purchases, 15¢ off per gallon at BJ’s Gas®, 2% back on dining and non-BJ’s gas, and 1.5% back on all other purchases with zero annual card fees.
Whether you need to log in to Capital One Online Banking, submit an immediate monthly card payment, set up automatic recurring monthly AutoPay, track rewards currency that never expires, or contact cardholder care, this comprehensive guide covers every payment channel and customer support contact.
BJ’s One Mastercard Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| Capital One Online & Mobile App | $0.00 (Free) | Same-Day Credit if made by 8:00 PM EST |
| AutoPay (Automatic Bank Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Capital One Cafes & Branch Locations | $0.00 (Free) | Immediate Available Credit Restoration |
| Automated Phone Banking (IVR) | $0.00 (Free) | Instant Confirmation |
How to Pay Your BJ’s Mastercard Online (Step-by-Step)
- Navigate to: capitalone.com (or open Capital One App).
- Enter your Username and Password and click “Sign In”.
- Select your BJ’s One Mastercard account.
- Click “Make a Payment”.
- Select payment amount: Minimum Due, Statement Balance, Current Balance, or Other Amount.
- Enter your checking account routing number and bank account number.
- Submit payment to receive an instant electronic confirmation receipt.
Alternative Payment Channels
- Capital One Mobile App: Track real-time rewards, freeze cards with instant lock, and pay bills on iOS and Android.
- Pay by Phone: Call Capital One BJ’s Card Customer Service toll-free 24/7 at 1-800-227-4825 (1-800-CAPITAL).
- Pay by Mail: Send payment check with statement coupon to:
Capital One
P.O. Box 60599
City of Industry, CA 91716-0599
BJ’s One Mastercard Support Directory
- Cardholder Customer Support (24/7): 1-800-227-4825
- Hearing Impaired (TTY): 711
- BJ’s Wholesale Club Member Care: 1-800-257-2582 (1-800-BJS-CLUB)
- Official Retail Portal: bjs.com/bjsonemastercard
- Bank Issuer: Capital One, N.A., McLean, VA
Frequently Asked Questions (FAQ)
How do I redeem my BJ’s One rewards?
Your earned rewards never expire and are automatically available at checkout in BJ’s club registers, self-checkout lanes, the BJ’s app, and online at bjs.com to discount your purchases.
Can I pay my BJ’s credit card at the wholesale club register?
No. BJ’s Wholesale Club registers do not accept credit card payments for Capital One card accounts; payments must be made online at Capital One, in the Capital One app, by phone, or by mail.
Related Wholesale & Retail Guides:
Disclaimer: BillPayment.guide is an independent consumer credit guide and is not affiliated with, endorsed by, or operated by BJ’s Wholesale Club Holdings, Inc. or Capital One Financial Corporation. All trademarks belong to their respective owners.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
