bmo.com and bankofthewest.com.
Bank of the West (now BMO) is part of BMO Financial Group (NYSE: BMO), one of North America’s largest financial services providers, delivering comprehensive consumer credit cards (BMO Cash Back, BMO Platinum Rewards), checking and savings accounts, mortgages, and auto loans across more than 1,000 branch locations nationwide.
Whether you need to log in to BMO Digital Banking, submit an immediate monthly credit card bill payment with zero convenience fees, set up automatic recurring monthly AutoPay, track cash-back rewards, download monthly billing statements, or contact customer care, this comprehensive guide covers every payment channel and branch support contact.
BMO (Bank of the West) Credit Card Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| BMO Digital Banking & App (ACH) | $0.00 (Free) | Same-Day Credit if made by 5:00 PM CST |
| AutoPay (Automatic Monthly Draft) | $0.00 (Free) | On Monthly Due Date |
| Automated Phone System (IVR) | $0.00 (Free ACH) | Instant Confirmation |
| BMO Retail Branch Location | $0.00 (Free) | Immediate In-Person Credit |
How to Pay Your Card Online (Step-by-Step)
- Navigate to: bmo.com (or
bankofthewest.com). - Enter your User ID and Password in the sign-on box and click “Sign In”.
- Select your active BMO / Bank of the West Credit Card.
- Click “Make a Payment”.
- Enter checking account routing number and bank account number.
- Select payment amount: Minimum Due, Statement Balance, Current Balance, or Custom Amount.
- Submit payment to receive an instant electronic confirmation receipt number.
Alternative Payment Channels
- AutoPay Setup: Automatically pay your monthly statement balance directly from your checking account on your due date with zero transaction fees.
- Pay by Phone: Call BMO automated telephone banking 24/7 toll-free at 1-800-355-8689 (Bank of the West legacy: 1-800-488-2265).
- Pay by Mail: Send payment check with statement coupon to:
BMO Bank N.A.
P.O. Box 71242
Philadelphia, PA 19176-6242 - Branch Offices: Make credit card payments in person via cash or check at over 1,000 BMO branch locations across the US.
BMO (Bank of the West) Customer Support Directory
- Credit Card Customer Care: 1-800-355-8689 (Mon–Fri 7:00 AM – 10:00 PM CST, Sat–Sun 8:00 AM – 8:00 PM CST)
- Legacy Bank of the West Support: 1-800-488-2265
- Hearing Impaired (TTY): 1-800-355-8689 / 711
- Official Banking Portal: bmo.com
- US Headquarters: BMO Bank N.A., 320 S Canal St, Chicago, IL 60606
Frequently Asked Questions (FAQ)
What happened to Bank of the West credit cards?
Bank of the West merged into BMO Bank N.A. All customer credit card accounts, credit lines, rewards points, and automatic payments transitioned smoothly into BMO Digital Banking at bmo.com.
Can I make credit card payments at BMO branch ATMs?
Yes. You can make cash or check payments directly at BMO branch deposit-enabled ATMs using your credit card and PIN.
Related Banking Guides:
Disclaimer: BillPayment.guide is an independent banking guide and is not affiliated with, endorsed by, or operated by BMO Bank N.A. or Bank of the West. All trademarks belong to BMO.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
