kmart.com or shopyourway.com.
Kmart (operated by Transform Spend Holding LLC / Transformco) is a historic American retail department store chain offering apparel, home decor, seasonal merchandise, toys, and small appliances through its digital e-commerce storefront and remaining retail locations.
Whether you need to pay for an online Kmart order, manage active installment payments, redeem Shop Your Way reward points, use a Kmart or Sears gift card, or make payments on your co-branded Shop Your Way Mastercard (issued by Citibank), this comprehensive guide covers every payment channel and customer support contact.
Kmart Accepted Payment Methods & Rewards Breakdown
Review accepted payment types and reward program benefits:
| Payment Method | Availability | Shopper Benefit |
|---|---|---|
| Credit / Debit Cards | Visa, MasterCard, Discover, Amex | Instant checkout with SSL encryption |
| Shop Your Way Mastercard (Citi) | 5% Gas, 3% Groceries/Dining, 2% Kmart/Sears | Earn points on all purchases to redeem at checkout |
| PayPal & Digital Wallets | Online Checkout | Fast, secure checkout without re-entering card numbers |
| Kmart & Sears Gift Cards | Online & In-Store | 16-digit card + PIN balance redemption |
How to Pay Your Kmart Order Online (Step-by-Step)
- Navigate to: kmart.com.
- Log into your account with your Email and Password (or Shop Your Way ID).
- Add items to your cart and proceed to “Checkout”.
- Apply any available Shop Your Way Points or promotional coupon codes.
- Select payment method: Credit Card, PayPal, or Gift Card.
- Review order details and submit your payment for instant confirmation and tracking.
How to Pay Your Shop Your Way Mastercard (Citi)
If you carry a Sears or Kmart Shop Your Way credit card issued by Citibank:
- Visit shopyourway.com/card or
citicards.citi.com. - Sign in with your Citi User ID and Password.
- Click “Make a Payment” and select your linked checking account.
- Authorize payment for same-day zero-fee statement credit.
Kmart Customer Support Directory
- Kmart Customer Service: 1-866-562-7848 (1-866-KMART-4U) (Mon–Fri 8:00 AM – 8:00 PM CST)
- Shop Your Way Rewards Support: 1-800-991-8708
- Official Website: kmart.com
- Parent Company: Transformco, Hoffman Estates, IL
Frequently Asked Questions (FAQ)
Do Kmart and Sears gift cards still work?
Yes. Valid Kmart and Sears gift cards with PIN numbers can be redeemed online at kmart.com and sears.com, and at remaining physical store locations.
Is in-store layaway still offered at Kmart?
Traditional multi-month in-store layaway has largely been phased out with store footprint changes. However, online customers can use third-party Buy Now, Pay Later (BNPL) installment services at checkout.
Related Retail & Card Guides:
Disclaimer: BillPayment.guide is an independent retail informational guide and is not affiliated with, endorsed by, or operated by Kmart or Transformco. All trademarks belong to Transform SR Brands LLC.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
