tjx.syf.com or tjxrewards.com.
The TJX Companies, Inc. is the leading off-price apparel and home fashions retailer in the United States and worldwide. The TJX Rewards Credit Card and Mastercard (issued by Synchrony Bank) earns cardholders 5% back in Rewards Certificates (5 points per $1) across T.J. Maxx, Marshalls, HomeGoods, Homesense, and Sierra stores and websites, plus 1 point per $1 on all other Mastercard purchases.
Whether you need to log in to your Synchrony TJX cardholder account, submit an immediate one-time guest payment via Pay As Guest, enroll in automatic recurring monthly AutoPay, track $10 and $20 Rewards Certificates, or contact cardholder care, this comprehensive guide covers every payment channel and cardholder contact.
TJX Rewards Card Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| Synchrony Online Account (Bank ACH) | $0.00 (Free) | Same-Day Credit if made by 11:59 PM EST |
| Synchrony Pay As Guest | $0.00 (Free) | Immediate Credit |
| AutoPay (Automatic Bank Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Automated Phone System (IVR) | $0.00 (Free) | Instant Confirmation |
How to Pay Your TJX Rewards Card Online (Step-by-Step)
Method 1: Pay via Synchrony TJX Account Portal
- Navigate to: tjx.syf.com.
- Enter your User ID and Password and click “Log In”.
- Navigate to the “Payments > Make a Payment” tab.
- Select payment amount: Minimum Due, Statement Balance, or Custom Amount.
- Enter checking account routing number and bank account number.
- Submit payment to receive an instant electronic confirmation receipt.
Method 2: Pay as Guest via Synchrony Pay As Guest
- Visit TJX Synchrony QuickPay.
- Enter your TJX Rewards Card Account Number, ZIP Code, and the last 4 digits of your SSN.
- Enter bank checking account details and submit payment without password login.
Alternative Payment Channels
- MySynchrony Mobile App: Check reward certificates, view statements, and pay bills on iOS and Android.
- Pay by Phone: Call Synchrony Bank automated telephone banking toll-free at 1-800-952-6133 (Mastercard) or 1-877-890-3884 (Store Card).
- Pay by Mail: Send payment check with statement coupon to:
TJX Rewards / Synchrony Bank
P.O. Box 965015
Orlando, FL 32896-5015
TJX Rewards Card Support Directory
- TJX Mastercard Customer Service: 1-800-952-6133 (Mon–Sat 8:00 AM – 12:00 AM EST, Sun 9:00 AM – 12:00 AM EST)
- TJX Store Card Customer Service: 1-877-890-3884
- Hearing Impaired (TTY): 711
- Official Rewards Portal: tjxrewards.com
- Bank Issuer: Synchrony Bank, Stamford, CT
Frequently Asked Questions (FAQ)
Where can I use my TJX Rewards Certificates?
TJX Rewards Certificates ($10 for every 1,000 points or $20 for every 2,000 points) can be redeemed in store or online across all T.J. Maxx, Marshalls, HomeGoods, Homesense, and Sierra locations.
Can I pay my TJX credit card in the store?
No. TJX retail stores (T.J. Maxx, Marshalls, HomeGoods) do not accept credit card payments at store registers. Payments must be made online at tjx.syf.com, via the MySynchrony app, by phone, or by mail.
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Disclaimer: BillPayment.guide is an independent consumer credit guide and is not affiliated with, endorsed by, or operated by The TJX Companies, Inc. or Synchrony Bank. All trademarks belong to their respective owners.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
