wellsfargo.com/mortgage or via the Wells Fargo Mobile App.
Wells Fargo Home Mortgage is one of America’s leading residential mortgage lenders and servicers, managing millions of conventional, FHA, VA, USDA, and jumbo home purchase and refinancing loans nationwide.
Whether you need to log in to Wells Fargo Online Banking, submit an immediate monthly mortgage payment with zero convenience fees, set up automatic recurring monthly AutoPay or bi-weekly payment plans, manage escrow reserves for property taxes and homeowners hazard insurance, generate an official 10-day payoff quote, or download IRS Form 1098 year-end mortgage interest statements, this comprehensive guide covers every payment channel and customer care contact.
Wells Fargo Mortgage Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| Wells Fargo Online & App (Bank ACH) | $0.00 (Free) | Same-Day Credit if made by 11:59 PM CST |
| AutoPay (Automatic Monthly Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Bi-Weekly Payment Service | $0.00 (Free) | Every 2 Weeks (13 Full Payments/Yr) |
| Automated Phone System (IVR) | $0.00 (Free ACH) | Instant Confirmation |
| Wells Fargo Branch Location | $0.00 (Free) | Immediate In-Person Credit |
How to Pay Your Wells Fargo Mortgage Online (Step-by-Step)
- Navigate to: wellsfargo.com/mortgage (or open Wells Fargo Mobile App).
- Enter your Username and Password in the sign-on box.
- Click “Sign On”.
- Select your active Wells Fargo Home Mortgage Loan.
- Click “Make a Payment > Pay From Any Bank Account”.
- Enter checking account routing number and bank account number.
- Specify payment allocation: Monthly Principal & Interest, Escrow Curtailment, or Additional Principal.
- Submit payment to receive an instant electronic confirmation receipt number.
Alternative Payment Channels
- AutoPay Setup: Automatically deduct your monthly mortgage payment directly from any US checking or savings account on your designated date with zero transaction fees.
- Bi-Weekly Payment Plan: Draft half of your monthly mortgage payment every two weeks to make one extra full payment each year, shaving years off your amortization schedule.
- Pay by Phone: Call Wells Fargo Mortgage automated telephone banking 24/7 toll-free at 1-800-357-6675 (1-800-357-MORTGAGE).
- Pay by Mail: Send payment check with mortgage coupon to:
Wells Fargo Home Mortgage
P.O. Box 10335
Des Moines, IA 50306-0335 - Wells Fargo Branch Offices: Make payments in person via cash or check at over 4,000 retail branch locations nationwide.
Wells Fargo Mortgage Customer Support Directory
- Mortgage Customer Care: 1-800-357-6675 (Mon–Fri 6:00 AM – 10:00 PM CST, Sat 8:00 AM – 2:00 PM CST)
- Home Preservation & Hardship: 1-800-678-6684
- Hearing Impaired (TTY): 1-800-877-8973 / 711
- Official Mortgage Portal: wellsfargo.com/mortgage
- Headquarters: Wells Fargo & Company, 420 Montgomery St, San Francisco, CA 94104
Frequently Asked Questions (FAQ)
How do I generate an official 10-day mortgage payoff quote?
Log in to wellsfargo.com, navigate to “Mortgage Account Details > Payoff Quote”, and generate your calculate payoff quote including per diem daily interest and payoff wire instructions.
Can I pay extra toward principal online?
Yes. When submitting an online payment, use the “Additional Principal” field to ensure 100% of the additional funds directly reduce your outstanding loan balance without being applied to future interest.
Related Mortgage & Finance Guides:
Disclaimer: BillPayment.guide is an independent mortgage guide and is not affiliated with, endorsed by, or operated by Wells Fargo Bank, N.A. or Wells Fargo & Company. All trademarks belong to Wells Fargo.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
