samsung.com.
Samsung Finance+ is a digital, paperless financing solution that enables customers to purchase Samsung Galaxy smartphones, Galaxy Tablets, smart TVs, refrigerators, and washing machines with convenient no-cost EMI (Equated Monthly Installment) plans.
Whether you need to log in to check your upcoming EMI due date, pay an overdue balance via UPI, download a loan statement, retrieve your No Objection Certificate (NOC), or troubleshoot a device Knox lock, this guide walks you through the entire Samsung Finance+ process.
Samsung Finance+ Key Features & Lending Partners
Samsung Finance+ partners with leading non-banking financial companies (NBFCs) to provide instant credit underwriting directly at retail stores and online:
| Feature | Specification / Details | Benefit to Customer |
|---|---|---|
| Approval Speed | Instant (Under 20 minutes) | Digital KYC using Aadhaar and PAN |
| Financing Partners | DMI Finance, Tata Capital, Muthoot | Flexible credit terms for new-to-credit buyers |
| Repayment Modes | e-NACH, UPI (Google Pay, PhonePe, Paytm), Net Banking | Automated monthly debit without manual visits |
How to Log In to Samsung Finance+ on Your Galaxy Device
Samsung Galaxy devices purchased through the program come equipped with the integrated Samsung Finance+ application secured by Samsung Knox security.
Step-by-Step Mobile App Sign-In:
- Locate and open the Samsung Finance+ app from your home screen or app drawer.
- Enter the Mobile Number registered during device purchase.
- Enter the 6-digit One-Time Password (OTP) received via SMS.
- Set up your 4-digit Quick Access PIN or enable biometric fingerprint unlock.
- The dashboard will open, displaying your Active Loan Account Number (LAN), EMI schedule, and total remaining balance.
How to Access Samsung Finance+ Online Portal
If you prefer using a web browser on desktop or laptop:
- Navigate to the official Samsung portal: samsung.com.
- Click on the Account Profile Icon in the top right corner.
- Sign in using your Samsung Account credentials (Email, Mobile Number, or Google Sign-In).
- Navigate to My Orders > Financing to view active installment plans, loan agreements, and delivery schedules.
Ways to Pay Your Samsung Finance+ Monthly EMI
To maintain a high credit bureau score (CIBIL/Experian) and prevent device restrictions, pay your EMI on or before the due date (usually between the 2nd and 5th of each month):
1. Automated e-NACH / Auto-Debit (Default):
During purchase, your bank account is linked via e-Mandate/e-NACH. Ensure sufficient funds are maintained in your bank account at least 24 hours prior to the deduction date to avoid bank bounce charges.
2. Instant Online Payment via UPI / Debit Card:
If your auto-debit fails or you wish to clear your installment early:
- Open the Samsung Finance+ app and tap “Pay EMI Now”.
- Select your preferred payment gateway (UPI, Debit Card, Net Banking, or Wallets).
- Complete the authorization in Google Pay, PhonePe, or Paytm.
- Your payment receipt is generated instantly, and the loan ledger updates within 15–30 minutes.
Understanding Device Knox Security Lock
Samsung Finance+ utilizes hardware-level Knox Security to safeguard the loan. If an EMI payment is missed beyond the grace period:
- The device screen will enter a restricted lock mode displaying the pending EMI amount and payment link.
- Emergency calling (police, medical) remains functional at all times.
- How to Unlock: Click the “Pay EMI” link on the lock screen, complete the payment via UPI from any alternate device or debit card, and your Galaxy smartphone will automatically unlock within 10–15 minutes after payment confirmation.
How to Download Loan Statement and NOC (Closure Certificate)
Once all monthly installments are completed:
- Open the Samsung Finance+ app.
- Navigate to Account Details > Loan Documents.
- Click “Download No Objection Certificate (NOC)” to receive your official signed PDF from DMI Finance / Tata Capital verifying that the loan is closed with zero balance.
Customer Care & Helpline Directory
For assistance with payment deductions, loan account numbers, or unlocking issues, contact Samsung Finance+ support:
- Samsung Finance+ Helpline (India): 1800 202 1234 / 1800 108 2222 (Toll-Free 9:00 AM – 9:00 PM)
- DMI Finance Support Line: 011-41204444
- Official Website: samsung.com
Frequently Asked Questions (FAQ)
Can I prepay or foreclose my Samsung Finance+ loan early?
Yes. You can foreclose your active loan at any time with zero foreclosure charges. Open the app, select “Foreclose Loan”, and pay the outstanding principal balance to receive your NOC immediately.
How does Samsung Finance+ affect my credit score?
Samsung Finance+ reports all repayment activities to credit bureaus (CIBIL, Experian, CRIF High Mark, Equifax). Consistent on-time EMI payments build a solid credit profile, while defaults negatively impact your credit score.
What should I do if money was deducted from my bank but the app still shows unpaid?
Inter-bank settlements can take up to 24–48 banking hours. If the app does not reflect the payment after 48 hours, send your bank UTR transaction number to support@samsungfinanceplus.com for manual reconciliation.
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Disclaimer: BillPayment.guide is an independent educational portal and is not affiliated with, endorsed by, or operated by Samsung Electronics Co., Ltd., DMI Finance, or Tata Capital. Samsung® and Galaxy® are registered trademarks of Samsung Electronics.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
