lendingclub.com or via Member Center.
LendingClub Bank is America’s leading digital marketplace bank, having originated over $90 billion in loans to help more than 4.8 million members consolidate high-interest credit card debt, finance major home improvements, and refinance auto loans with fixed, predictable monthly payments.
Whether you need to log in to LendingClub Member Center, submit an immediate monthly installment payment with zero convenience fees, set up automatic recurring monthly AutoPay, make additional principal overpayments to save on daily accrued interest, request an official 10-day payoff quote, or update linked bank checking accounts, this comprehensive guide covers every payment channel and customer care contact.
LendingClub Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| Member Center Portal & App (Bank ACH) | $0.00 (Free) | Same-Day Credit if made by 5:00 PM PST |
| AutoPay (Automatic Monthly Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Debit Card Phone Payment | $0.00 (Free) | Immediate Account Credit |
| Automated Phone System (IVR) | $0.00 (Free ACH) | Instant Confirmation |
How to Pay Your LendingClub Loan Online (Step-by-Step)
- Navigate to: lendingclub.com/login (or open LendingClub App).
- Enter your Email Address and Password in the login box.
- Click “Sign In”.
- Select your active Personal Loan Account.
- Click “Make a Payment”.
- Select funding source: linked checking account or add a new bank account.
- Choose payment amount: Regular Monthly Due, Total Payoff Balance, or Custom Additional Principal.
- Submit payment to receive an instant electronic confirmation receipt number.
Alternative Payment Channels
- AutoPay Setup: Automatically pay your monthly installment directly from your checking account on your due date with zero transaction fees.
- Zero Prepayment Penalties: LendingClub loans carry no prepayment fees or early payoff penalties; make extra principal payments at any time to reduce total interest.
- Pay by Phone: Call LendingClub automated telephone banking 24/7 toll-free at 1-888-596-3157.
- Pay by Mail: Send payment check with loan coupon to:
LendingClub Bank, N.A.
P.O. Box 884268
Los Angeles, CA 90088-4268
LendingClub Customer Support Directory
- Member Customer Support: 1-888-596-3157 (Mon–Fri 5:00 AM – 5:00 PM PST, Sat 8:00 AM – 5:00 PM PST)
- Auto Refinance Support: 1-888-843-5162
- Hearing Impaired (TTY): 711
- Official Digital Banking Portal: lendingclub.com
- Headquarters: LendingClub Bank, 595 Market St, Suite 200, San Francisco, CA 94105
Frequently Asked Questions (FAQ)
How do I obtain a 10-day payoff quote for my LendingClub loan?
Log in to lendingclub.com, navigate to “Account Settings > Payoff Quote”, and generate your calculate 10-day payoff statement including per diem daily interest and payoff wire routing instructions.
Can I pay extra principal on my loan?
Yes. Any payment amount above your regular monthly installment is automatically credited 100% directly toward reducing your unpaid principal balance.
Related Lending & Finance Guides:
Disclaimer: BillPayment.guide is an independent consumer finance guide and is not affiliated with, endorsed by, or operated by LendingClub Bank, N.A. or LendingClub Corporation. All trademarks belong to LendingClub.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
