mypremiercreditcard.com or via the myPremier App.
First PREMIER Bank (headquartered in Sioux Falls, South Dakota) is a top nationwide issuer of subprime credit cards designed specifically for consumers with damaged credit scores or no credit history seeking to establish or rebuild positive revolving credit lines.
Whether you need to log in to the myPremier Credit Card portal, submit an immediate monthly card payment, set up automatic recurring monthly AutoPay, track available credit balances, manage fee schedules, or contact cardholder care, this comprehensive guide covers every payment channel and customer support contact.
First PREMIER Bank Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| myPremier Portal & App (Bank ACH) | $0.00 (Free) | Same-Day Credit if made by 5:00 PM CST |
| AutoPay (Automatic Bank Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Automated Phone System (IVR) | $0.00 (Free ACH) | Instant Confirmation |
| Live Representative Phone Pay | $9.95 expedited agent fee | Immediate Credit |
How to Pay Your First PREMIER Card Online (Step-by-Step)
- Navigate to: mypremiercreditcard.com (or open myPremier App).
- Enter your User Name and Password and click “Sign In”.
- Select your active First PREMIER Bank Card.
- Click “Make a Payment”.
- Enter checking account routing number and bank account number.
- Choose payment amount: Minimum Due, Statement Balance, or Custom Amount.
- Submit payment to receive an instant electronic confirmation receipt.
Alternative Payment Channels
- AutoPay Setup: Automatically pay your monthly statement directly from your checking account on your due date with zero transaction fees.
- MoneyGram / Western Union: Pay cash at retail locations using MoneyGram Receive Code:
6267or Western Union Code City:PREMIER / SD. - Pay by Phone: Call First PREMIER automated telephone banking 24/7 toll-free at 1-800-987-5521.
- Pay by Mail: Send payment check with statement coupon to:
First PREMIER Bank
P.O. Box 5524
Sioux Falls, SD 57117-5524
First PREMIER Cardholder Support Directory
- Cardholder Customer Support: 1-800-987-5521 (Mon–Fri 7:00 AM – 9:00 PM CST, Sat 8:00 AM – 4:30 PM CST)
- Hearing Impaired (TTY): 711
- Official Banking Portal: firstpremier.com/credit-cards
- Bank Issuer: First PREMIER Bank, 601 S Minnesota Ave, Sioux Falls, SD 57104
Frequently Asked Questions (FAQ)
Does First PREMIER Bank report to credit bureaus?
Yes. First PREMIER Bank reports monthly balance and payment history to all three major national credit bureaus (Experian, Equifax, and TransUnion) to assist cardholders in rebuilding credit scores.
How can I avoid live representative telephone payment fees?
To avoid the $9.95 live agent payment fee, submit your checking account payment for free via the mypremiercreditcard.com portal, the mobile app, or using the automated IVR phone system.
Related Credit Rebuilding Guides:
Disclaimer: BillPayment.guide is an independent consumer credit guide and is not affiliated with, endorsed by, or operated by First PREMIER Bank or PREMIER Bankcard, LLC. All trademarks belong to First PREMIER.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
