cfna.com or via CFNA Mobile.
Car-X Tire & Auto operates more than 160 automotive service centers across the Midwest and Texas, specializing in tires, brake repairs, oil changes, exhaust systems, and complete mechanical diagnostics. The Car-X Credit Card (issued by CFNA) offers vehicle owners 6 months promotional deferred interest financing on purchases of $149 or more, exclusive tire rebates, and $0 annual card fees.
Whether you need to log in to your CFNA cardholder portal, submit an immediate one-time guest payment, set up automatic recurring monthly AutoPay, track promotional financing payoff schedules, or contact cardholder care, this comprehensive guide covers every payment channel and cardholder contact.
Car-X Card Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| CFNA Online Portal (Bank ACH) | $0.00 (Free) | Same-Day Credit if made by 5:00 PM EST |
| AutoPay (Automatic Bank Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Automated Phone Banking (IVR) | $0.00 (Free) | Instant Confirmation |
How to Pay Your Car-X Credit Card Online (Step-by-Step)
- Navigate to: cfna.com.
- Enter your User Name and Password and click “Sign In”.
- Select your active Car-X Tire & Auto account.
- Click “Make a Payment”.
- Select payment amount: Minimum Due, Statement Balance, or Custom Amount.
- Enter checking account routing number and bank account number.
- Submit payment to receive an instant electronic confirmation receipt.
Alternative Payment Channels
- AutoPay Setup: Automatically pay your monthly statement directly from your checking account on your due date with zero transaction fees.
- Pay by Phone: Call CFNA automated telephone banking toll-free 24/7 at 1-800-321-3950.
- Pay by Mail: Send payment check with statement coupon to:
Credit First National Association
P.O. Box 81344
Cleveland, OH 44188-0344
Car-X Cardholder Customer Care Directory
- Cardholder Customer Support: 1-800-321-3950 (Mon–Fri 8:00 AM – 9:00 PM EST, Sat 9:00 AM – 5:00 PM EST)
- Hearing Impaired (TDD/TTY): 711
- Official Retail Portal: carx.com/financing
- Bank Issuer: Credit First National Association (CFNA), Brook Park, OH
Frequently Asked Questions (FAQ)
How do I avoid interest charges on Car-X promotional financing?
To avoid retroactive deferred interest charges calculated from the original transaction invoice date, pay the full promotional purchase balance before the 6-month promotional period expires.
Can I pay my Car-X bill at an auto service center?
Car-X auto service centers do not accept card payments directly for CFNA accounts; all payments must be submitted online at cfna.com, by phone, or by mail.
Related Automotive Credit Guides:
Disclaimer: BillPayment.guide is an independent consumer credit guide and is not affiliated with, endorsed by, or operated by Car-X Tire & Auto or Credit First National Association. All trademarks belong to their respective owners.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
