bankofamerica.com/mortgage or via the Bank of America Mobile App.
Bank of America Home Loans is one of the largest mortgage lenders and servicers in the United States, providing conventional fixed-rate and adjustable-rate mortgages, FHA/VA loans, and home equity lines of credit (HELOC) to millions of homeowners nationwide.
Whether you need to log in to Bank of America Online Banking, submit an immediate monthly mortgage payment, set up automatic recurring monthly AutoPay, manage property tax and insurance escrow accounts, generate an official 10-day mortgage payoff quote, or view IRS Form 1098 year-end mortgage interest tax statements, this comprehensive guide covers every payment channel and borrower support contact.
Bank of America Mortgage Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| BofA Online Banking & Mobile App | $0.00 (Free) | Same-Day Credit if made by 10:30 PM EST |
| AutoPay (Automatic Bank Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Bank of America Financial Centers | $0.00 (Free) | Immediate Same-Day Posting |
| Automated Phone Banking (IVR) | $0.00 (Free) | Instant Confirmation |
How to Pay Your Bank of America Mortgage Online (Step-by-Step)
- Navigate to: bankofamerica.com (or open Bank of America Mobile App).
- Enter your Online ID and Passcode and click “Log In”.
- Select your active Home Mortgage Account.
- Click “Pay/Transfer”.
- Select payment source: Bank of America checking account or external bank account (ACH).
- Choose payment type: Regular Monthly Payment, Principal Reduction, or Escrow Curtailment.
- Submit payment to receive an instant electronic confirmation receipt.
Alternative Payment Channels
- Bank of America Mobile App: Make mortgage payments, monitor escrow balances, and download tax documents on iOS and Android.
- Bank of America Branches: Pay in person with cash or check at over 3,800 Bank of America financial center teller windows nationwide.
- Pay by Phone: Call Bank of America Mortgage Customer Service toll-free at 1-800-669-6607.
- Pay by Mail: Send payment check with mortgage coupon to:
Bank of America, N.A.
P.O. Box 15222
Wilmington, DE 19850-5222
Bank of America Mortgage Support Directory
- Mortgage Customer Service: 1-800-669-6607 (Mon–Fri 8:00 AM – 9:00 PM EST)
- Home Loan Payment Assistance: 1-800-669-6650
- Hearing Impaired (TTY): 1-800-344-4833
- Official Website: bankofamerica.com/mortgage
- Corporate Headquarters: Bank of America Corporation, Charlotte, NC
Frequently Asked Questions (FAQ)
How do I obtain a 10-day payoff statement for my BofA mortgage?
Log into Bank of America Online Banking, select your mortgage account, navigate to “Mortgage Services > Request Payoff Quote”, and generate your real-time 10-day calculated payoff amount with per diem daily interest.
Can I make an extra principal payment on my mortgage?
Yes. In your payment screen, enter an additional amount in the “Principal” box to apply funds directly toward reducing your loan balance and saving thousands of dollars in lifetime interest charges.
Related Mortgage & Banking Guides:
Disclaimer: BillPayment.guide is an independent consumer mortgage guide and is not affiliated with, endorsed by, or operated by Bank of America Corporation. All trademarks belong to Bank of America.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
