athome.syf.com or athome.com/creditcard.
At Home (The Home Decor Superstore) offers over 50,000 home decor items across hundreds of warehouse-style retail stores. The At Home Insider Perks Credit Card and Mastercard (issued by Synchrony Bank) earns cardholders 5% back in Rewards (5 points per $1) on At Home purchases, 6-month promotional financing on purchases of $299 or more, and a $5 reward certificate for every 500 points earned.
Whether you need to log in to your Synchrony At Home portal, submit an immediate one-time guest payment via Pay As Guest, enroll in automatic recurring monthly AutoPay, track promotional financing payoff schedules, or contact cardholder care, this comprehensive guide covers every payment channel and cardholder contact.
At Home Card Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| Synchrony Online Account (Bank ACH) | $0.00 (Free) | Same-Day Credit if made by 11:59 PM EST |
| Synchrony Pay As Guest | $0.00 (Free) | Immediate Credit |
| AutoPay (Automatic Bank Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Automated Phone System (IVR) | $0.00 (Free) | Instant Confirmation |
How to Pay Your At Home Credit Card Online (Step-by-Step)
Method 1: Pay via Synchrony At Home Portal
- Navigate to: athome.syf.com (or via
mysynchrony.com). - Enter your User ID and Password and click “Log In”.
- From your account summary, click “Make a Payment”.
- Select payment amount: Minimum Due, Statement Balance, or Custom Amount.
- Enter checking account routing number and bank account number.
- Confirm submission to receive an instant electronic confirmation receipt.
Method 2: Pay as Guest via Synchrony Pay As Guest
- Visit At Home Synchrony QuickPay.
- Enter your At Home Card Account Number, ZIP Code, and the last 4 digits of your SSN.
- Enter bank checking account details and submit payment without password login.
Alternative Payment Channels
- MySynchrony Mobile App: Check reward certificates, view statements, and pay bills on iOS and Android.
- Pay by Phone: Call Synchrony Bank automated telephone banking toll-free at 1-855-411-4732 (Mastercard) or 1-855-411-4729 (Store Card).
- Pay by Mail: Send payment check with statement coupon to:
At Home Card / Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
At Home Cardholder Customer Support Directory
- Mastercard Customer Service: 1-855-411-4732 (Mon–Sat 8:00 AM – 12:00 AM EST, Sun 9:00 AM – 12:00 AM EST)
- Store Card Customer Service: 1-855-411-4729
- Hearing Impaired (TTY): 711
- Official Retail Portal: athome.com/creditcard
- Bank Issuer: Synchrony Bank, Stamford, CT
Frequently Asked Questions (FAQ)
Can I pay my At Home credit card at store registers?
No. At Home store checkouts cannot process credit card payments; all card payments must be submitted online at athome.syf.com, via the MySynchrony app, by phone, or by mail.
How do I redeem my At Home Reward Certificates?
Reward certificates ($5 for every 500 points) are issued automatically on your monthly statement and can be redeemed in store or online at athome.com.
Related Home Decor & Retail Guides:
Disclaimer: BillPayment.guide is an independent consumer credit guide and is not affiliated with, endorsed by, or operated by At Home Stores LLC or Synchrony Bank. All trademarks belong to their respective owners.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
