Finance

Chase Mortgage Loan Payment Guide

Anisur Rahman
June 23, 2026 3 min read
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🏠 Official Mortgage Notice: Chase Home Lending mortgage and home equity accounts are serviced by JPMorgan Chase Bank, N.A. (Equal Housing Lender, Member FDIC). Manage your loan at chase.com/mortgage or via the Chase Mobile App.

Chase Home Lending (a division of JPMorgan Chase Bank, N.A.) is one of America’s largest mortgage originators and loan servicers, providing fixed-rate conventional loans, adjustable-rate mortgages, FHA/VA financing, jumbo mortgages, and home equity lines to millions of homeowners nationwide.

Whether you need to log in to Chase Online Banking, submit an immediate monthly mortgage payment, set up automatic recurring monthly AutoPay, manage property tax and insurance escrow accounts, generate an official 10-day mortgage payoff quote, or download IRS Form 1098 year-end tax statements, this comprehensive guide covers every payment channel and customer support contact.

Chase Mortgage Payment Options Overview

Compare available payment options, fees, and posting speeds:

Payment Channel Convenience Fee Posting Speed
Chase Online & Mobile App (Bank ACH) $0.00 (Free) Same-Day Credit if made by 8:00 PM EST
AutoPay (Automatic Bank Draft) $0.00 (Free) On Monthly Payment Due Date
Chase Bank Branches $0.00 (Free) Immediate Same-Day Posting
Automated Phone Banking (IVR) $0.00 (Free) Instant Confirmation

How to Pay Your Chase Mortgage Online (Step-by-Step)

  1. Navigate to: chase.com (or open Chase Mobile App).
  2. Enter your Username and Password and click “Sign In”.
  3. Select your active Chase Mortgage Account.
  4. Click “Pay mortgage”.
  5. Select payment source: Chase checking account or external bank account (ACH).
  6. Choose payment type: Regular Monthly Payment, Principal Reduction, or Escrow Curtailment.
  7. Submit payment to receive an instant electronic confirmation receipt.

Alternative Payment Channels

  • Chase Mobile App: Make payments, view escrow analysis statements, and download 1098 forms on iOS and Android.
  • Chase Bank Branches: Pay in person with cash or check at over 4,700 Chase branches nationwide.
  • Pay by Phone: Call Chase Mortgage Customer Service toll-free at 1-800-848-9136.
  • Pay by Mail: Send payment check with mortgage coupon to:
    Chase Home Lending
    P.O. Box 78148
    Phoenix, AZ 85062-8148

Chase Mortgage Support Directory

Frequently Asked Questions (FAQ)

How do I obtain a 10-day payoff statement for my Chase mortgage?

Log into Chase Online Banking or the Chase Mobile app, tap your mortgage loan account, and select “See details & payoff quote” to generate your real-time calculated 10-day payoff quote with per diem interest.

Can I make an extra principal payment on my Chase mortgage?

Yes. When scheduling an online payment, specify an additional amount in the “Principal” field to apply excess funds directly toward reducing your loan balance and eliminating interest charges.

Related Banking & Mortgage Guides:

Disclaimer: BillPayment.guide is an independent consumer mortgage guide and is not affiliated with, endorsed by, or operated by JPMorgan Chase Bank, N.A. All trademarks belong to JPMorgan Chase.

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