Pay Your USDA Rural Development Mortgage
USDA rural development is a United State agency and it works under the department of agriculture of U.S. The agency provides mortgage services.
Rates of USDA mortgage
To know about it, you have to contact the customer service of the agency, (800) 414-1226 or you can send your inquiry to, www.pubmai.sc.egov.usda.gov . From these places, you will get the exact information on rates. Or you can visit, www.rd.usda.gov/programs-services/single-family-housing-direct-home-loans
Apply for mortgage
To apply you have to take note of some things first.
Has to be the owner of safe and sanitary housing
Have to agree to occupy the residence as the primary
Ability to have the legal capacity for the loan obligation
Not involved in any type of federal suspension
The eligibility criteria are
The property has to be 2,000 square feet or less at least
Can’t have an in-ground swimming pool
Must not be designed for income producing activities.
After meeting all these criteria you have to call, (800) 414-1226 or you can send your inquiry to,www.pubmai.sc.egov.usda.gov . From here you will know about the application process and any other details you are looking for.
If your loan gets approved you must register then sign in to your account to pay the loan and here’s how you do it.
Register for an online account
To register, go to www.pubmai.sc.egov.usda.gov
Here click on ‘Register’.
On the next page enter your,
Middle name (optional)
Select 4 security questions and answer the same and click on ‘Continue’.
Do follow the later details and you will be able to register with an account.
Logging in to your account
To log in visit www.pubmai.sc.egov.usda.gov
On the page click on ‘Login’.
Here type your user iD and the confirmed password then click on ‘Login’.
Forgot username or password
If you are having any trouble logging in then you have to visit the same page and here click on ‘I forgot my user ID/password’. On the next page type
Registered email and click on ‘Continue.
In case of password here click on ‘Continue’ and enter the user ID then hit on ‘ok’.
Do follow the later instructions and you will be able to get the details back.
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Benefits of USDA online account
Get to pay the loan
Manage your account
To pay the loan you have to avail, 3 methods. Online, pay by mail, pay by phone. To pay online you can visit www.pubmai.sc.egov.usda.gov .
To pay the loan this way you can visit the mentioned link and here after registering and then log in to your account to pay the loan. You can take the note from the above-mentioned points.
Send your payment with all the details at, USDA/Rural Development, P.O. Box 790170, St. Louis, MO 63179-0170.
Payment by phone
You can pay by phone too, and for that call- 800-414-1226.
If you are looking for any assistance then you can call on the toll-free number- (800) 414-1226. Fax: (314) 457-4431.