Apply And Pay For Charles Schwab Platinum Credit Card
The Charles Schwab is a bank holder in the U.S. The bank has its headquarter in, San Francisco, California, United States and was founded in 1971 by Charles R. Schwab. Charles Schwab has the current revenue of 862 crores USD and has subsidiaries, OptionsXpress and so on. The bank provides two credit cards Investor credit card and Platinum credit card and both of them are issues from American Express.
Benefits of Charles Schwab Platinum credit card
-
Get 60,000 Membership Rewards Points
-
No foreign transaction fees has to pay
-
Annual fee is of $50
-
You will receive a $100 Card statement credit if your qualifying Schwab holdings
-
Get to earn one Membership Rewards point for every eligible dollar you spend.
-
You will earn Membership Rewards points that you can turn into deposits to your Schwab account.
-
You will receive $15 in Uber credits for the U.S. rides every month plus a bonus $20 in December
-
Avail the 5X Membership Rewards points if you have booked flights directly with airlines or if you go with American Express Travel.
-
You will get 5X Membership Rewards points on prepaid hotels booked on amextravel.com
-
You will also get access to over 1,200 airport lounges across 130 countries.
-
Get to select one qualifying airline and then receive up to $200 in statement credits per the calendar year
-
You will get Global Entry or TSA Pre✓Fee Credit
Rates and fees of Charles Schwab Platinum Credit Card
-
The late payment is $38
-
APR for cash advance is 27.49%
-
The return payment is $38
-
The cash advance is $5
-
The foreign transaction 2.7%
-
The annual fee is $550
Eligibility criteria for Charles Schwab Platinum Credit Card
-
Your age has to be at least 18 years
-
Have to have a U.S. Social Security Number
-
Have to have a Street, rural route, or APO/FPO mailing address.
Apply for Charles Schwab Platinum Credit Card
To apply for the Charles Schwab Platinum Credit Card you have to venture to, www.schwab.com
Here on the landing page, you need to look at the left side menu panel and here you have to click on the first option, ‘What we offer’. Here you will get seven lists.
Among these seven, you have to go to the last one under the section, ‘Specialized solution’.
You will get the third option, ‘Credit Cards’, click on it.
In the next, you will have to scroll down a bit and you will get the option for two cards side by side. Here you have to choose the right side one, ‘American Express Platinum Card for Schwab’. Scroll down a bit on the same page and you will get the option for ‘Apply now’
under the investor card in an orange box, you have to press on it. Upon pressing you will be taken to another tab, where at the middle of the page, you will get the sign inbox. Here you have to register and login then you can apply for the card.
Otherwise, you can always call on, 800-297-8017, and here you can apply for the card.
Register for Charles Schwab Platinum Credit Card
Now to register you need to visit, www.schwab.com
Here on the landing page, you need to look at the left side menu panel and here you have to click on the first option, ‘What we offer’. Here you will get seven lists.
Among these seven, you have to go to the last one under the section, ‘Specialized solution’.
You will get the third option, ‘Credit Cards’, click on it.
In the next, you will have to scroll down a bit and you will get the option for two cards side by side. Here you have to choose the right side one, ‘American Express Platinum Card for Schwab’. Scroll down a bit on the same page and you will get the option for ‘Apply now’ under the investor card in an orange box, you have to press on it. Upon pressing you will be taken to another tab, where at the middle of the page, you will get the sign inbox. Here at the bottom right side of the box click on ‘New user’.
On the next page, you have to type,
-
Brokerage Account Number
-
Date of Birth
-
Phone Number
-
Social Security Number or any Gov’t Issued ID Number
-
After typing the details at the bottom right side click on, ‘Continue’.
Do follow the prompts after that, and you will be able to register.
Logging in to the Charles Schwab Platinum Credit Card
For the login you need to visit, www.schwab.com
Here on the landing page, you need to look at the left side menu panel and here you have to click on the first option, ‘What we offer’. Here you will get seven lists.
Among these seven, you have to go to the last one under the section, ‘Specialized solution’.
You will get the third option, ‘Credit Cards’, click on it.
In the next, you will have to scroll down a bit and you will get the option for two cards side by side. Here you have to choose the right side one, ‘American Express Platinum Card for Schwab’. Scroll down a bit on the same page and you will get the option for ‘Apply now’ under the investor card in the orange box, you have to press on it. Upon pressing you will be taken to another tab, where at the middle of the page, you will get the sign inbox.
-
Here in the box, you will have to enter the login ID, and the confirmed password. Then at the bottom middle side of the box click on, ‘Login’.
Forgot username or password
If you have lost the login details of Charles Schwab Platinum Credit Card, then you need to go to the same page login box, here, under the login blanks at the left bottom side you will get the option for, ‘Forgot your password?’. On the directed page, you need to enter,
-
The log in ID
-
Your registered email address
-
After typing the details at the bottom left side click on, ‘Submit’.
Follow the prompts and this way you will get the login details back.
If you are unable to provide both information or your email isn’t secure, you can call on, 800-780-2755.
Activate the card
If you want to activate the card online and want to manage the same from anywhere, then you have to connect with American express account and register then upon login you can avail the services.
Register for American Express card account
To avail this you need to go to, www.americanexpress.com
Here at the left side under the left-hand side menu panel, you will get the login box, and here at the bottom of the box click on, ‘Create new online account’. Here at the new page in the middle, you will get the card picture where you have to type,
Your 4 digit card ID
15 digit card number
Then at the bottom of the card picture press on, ‘Confirm’.
If you don’t have the 4 digit ID, then just under the ‘Confirm’ button tap on, ‘Don’t have a 4 digit ID card?’.
You will be taken to the next chance, and here you have to type,
-
Billing Address 5 Digit ZIP Code
-
Your 15 digit card number
-
Then click on ‘Confirm’.
Logging in to the American Express card account
To avail this you need to go to, www.americanexpress.com
Here at the left side under the left-hand side menu panel, you will get the login box. Here you have to enter the user ID, and the confirmed password, then click on, ‘Login’.
Forgotten login details
If you have lost the login credentials of American Express credit card then you have to go to www.americanexpress.com, and here in the login box click on, ‘Forgot user ID or password?’ Here in the new page, you have to type,
-
15 digit card number
-
Your 4 digit card ID
After this at the bottom right side press on, ‘Continue’.
Do follow the prompts afterward and you will get the details back.
Pros and cons of Charles Schwab Investor Credit Card
Pros
-
Get good rewards
Cons
-
There is an annual fee
Also Read : Starbucks Rewards Visa Card Online Bill Payment Guide
Bill payment of Charles Schwab Platinum Credit Card
There are 3 ways to pay the bill of Charles Schwab Platinum Credit Card, online payment, by mail, by phone. The credit card payment is made from American Express. So to make payments you have to venture to, www.americanexpress.com
Here at the left side under the left-hand side menu panel, you will get the login box. Hereupon logging in, you can pay the bill online.
Online payment
You have to pay the bill by logging into your online account. At the time you log in to your account online you can make payments from any device that is secure, and free. You can easily schedule one time payments or recurring monthly payments to your registered account.
By mail
You can send a cheque to,
American Express, P.O. Box 650448, Dallas, TX 75265-0448. You have to make sure to write the payment details at the back of the cheque, like the account number.
By phone
If you want to make payment through phone then you have to call on, 1-800-472-9297.
Customer service
If you are looking for any help or issue resolution with Charles Schwab Platinum Card then you can always call on the toll-free number, 888-403-900. Monday to Friday, 4:00 a.m. to 8:00 p.m. Saturday and Sunday, 6:00 a.m. to 7:30 p.m.
Reference :