Capital one is the 10 th largest bank by its entire assets in the U.S. Which is $362 Billion. This is a bank holding company that specializes in banking, savings accounts, credit cards and has revenue of 2,807.6 crores USD. The capital bank has its headquarter in, McLean, Virginia, the United States and has 49,301number of employees. The bank also has some subsidiaries such as Paribus, Critical Stack, ShareBuilder and so on. There are 14 cards in total, they are, Venture rewards, VentureOne rewards, Quicksilver rewards, Savor rewards, SavorOne rewards, QuicksilverOne rewards, Platinum, Journey student rewards, Secured Mastercard, Spark cash, Spark miles, Spark cash select, Spark miles select, Spark classic.
Benefits of Capital One VentureOne rewards
You will earn unlimited 1.25 miles per dollar on every purchase, every day. With that get 10X miles on thousands of hotels, till January 2020
Get new Cardmember Offer
You get to earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from your account.
Annual Fee is $0 intro for the first year
No Foreign Transaction Fees you have to pay
Get to use your Venture miles on flights, hotels and more than that. You can also transfer miles to any of the bank’s 10+ travel partners.
You will get travel Accident Insurance
You will receive 24-Hour Travel Assistance Services
Avail the extended Warranty
You will get auto Rental Collision Damage Waiver
You will be able to transfer Your Miles
Get security with Account Alerts
Get to lock your card
You will get fraud Coverage
The Capital One Mobile app is quick and securely with your fingerprint or customized pattern.
You will get account Alerts
Get to set up personalized email or text reminders which will help you to stay on top of your account.
Get to pay by Autopay
Get to see your Monthly Recurring Transactions
You can add authorized User
You will be able to do balance Transfer
Get 24/7 Customer Service
Rates and fees of Capital One VentureOne rewards
APR is 17.99% to 14.24% to 24.24%
The purchase intro is 14.24%
Returned Payment is Up to $38
The late payment is $38
The annual fee is $0
Eligibility criteria for Capital One VentureOne rewards
Your age has to be at least 18 years
Have to have a U.S. Social Security Number
Have to have a street, rural route, or APO/FPO mailing address.
Apply for Capital One VentureOne rewards
To apply for the Capital One VentureOne rewards you have to venture to, www.capitalone.com. Here on this page, you will get a menu panel at the upper left side, and here you have to choose the first option, ‘Credit cards’.
You will get a drop-down where you will get three lists, on the first one, you have to look at the bottom left, here you will get the button, ‘Compare all cards’ in a blue box.
Clicking on it will direct you to the all cards page. Here you will get a list of the 14 cards, and you have to choose and press on the second one, ‘VentureOne rewards’.
Upon reaching this particular card page, you will get the ‘Apply now’ button at the middle right side in the green box. You have to click on the same, and you will be taken to the application page. In here, you will get the blanks, and you have to input,
Date of birth
Social security number
Specify if you are you a U.S. Citizen?
Suite or apartment number
Primary phone number
Total annual income
Monthly rent or mortgage
Specify if you have any bank accounts?
Credit card spend per month
Specify if offered, would you be interested in blank checks to use for cash advances?
You have to specify if you get approved, do you plan to transfer any balances from other non-capital one credit cards?
After typing all these details, you need to look at the bottom middle and here click on ‘Continue’.
Follow the details after this and you will be able to apply for the card.
Register for Capital One VentureOne rewards
To register you need to visit, www.capitalone.com
Here on the landing page just under the left side menu panel, you will get the sign in initials, and here under the ‘Sign in’ logo click on, ‘Or set up online access’.
In the next page, you have to enter,
Social Security Number or ITIN or your Bank Account Number
Date of Birth
After that press on, ‘Find me’.
Do follow the prompts after that, and you will be able to register.
Logging in to the Capital One VentureOne rewards
To log in you need to visit, www.capitalone.com Here on the landing page just under the left side menu panel, you will get the sign in initial. In here type the username and the confirmed password. Then at the right side click on, ‘Sign in’.
Forgot username or password
If you have lost the login credentials of Capital One VentureOne rewards, then you need to go to the same page login panel, here, at the side of the login blanks at the right side you will get the option for, ‘Forgot username or password?’. On the directed page, you need to enter,
Social Security Number
Date of Birth
After that press on, ‘Find me’.
Follow the later prompts and this way you will get the login details back.
Activate the Capital One credit card
To activate the card you have to sign up then sign in for the card online account, and after that, your card will be activated normally.
Pros and cons of Capital One VentureOne rewards
There are no blackout dates
No expiration dates of reward points
You will get no limits on miles
Get an introductory offer on APR
No extra fees to pay
There is no introductory balance transfer in APR
APR is high
Bill payment of Capital One VentureOne rewards
There are 3 ways to pay the bill of Capital One VentureOne rewards, online payment, by mail, by phone. The credit card payment can be made from Comenity capital bank. So to make payments you have to venture to, www.capitalone.com
Here on this page, you will get a menu panel at the upper left side, and here you have to choose the first option, ‘Credit cards’.
You will get a drop-down where you will get three lists, on the third one under the section, ‘Common account task’ you have to press on, the fourth option, ‘Pay my credit card bill’ On the next page you will get the login blanks, which is the indication of the online payment gateway. You will find the other two payment information after you successfully log into your card account.
You have to pay the bill by logging into your online account. At the time you log in to your account online you can make payments from any device that is secure, and free. You can easily schedule one time payments or recurring monthly payments to your registered account. You have to pay at least the minimum payment due stated in your monthly bill.
You can send a cheque to,
Capital One, Attn: Payment Processing, PO Box 71083, Charlotte, NC 28272-1083.You have to make sure to write the payment details at the back of the cheque, like the account number.
If you want to make payment through phone then you have to call on, 1-800-227-4825. For the Capital One small business credit card, you have to call on: 1-800-867-0904.
If you are looking for any help or issue resolution with Capital One cards, then you can always call on the toll-free number, 1-800-227-4825. For foreign, call: 1-804-934-2001. For the small business credit cardholders: 1-800-867-0904.