capitalone.com or via the Capital One Mobile App.
The Capital One SavorOne Cash Rewards Credit Card (issued by Capital One, N.A.) is an elite dining and entertainment cashback card with zero annual fee. Cardholders earn unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart® and Target®), 5% on hotels and rental cars booked through Capital One Travel, 8% on Capital One Entertainment purchases, and 1% on all other spending.
Whether you need to log in to Capital One Online Banking, submit an immediate monthly card payment, set up automatic recurring monthly AutoPay, redeem cash back directly as statement credits or direct deposits, or contact cardholder care, this comprehensive guide covers every payment channel and customer support contact.
Capital One SavorOne Payment Options Overview
Compare available payment options, fees, and posting speeds:
| Payment Channel | Convenience Fee | Posting Speed |
|---|---|---|
| Capital One Online & Mobile App | $0.00 (Free) | Same-Day Credit if made by 8:00 PM EST |
| AutoPay (Automatic Bank Draft) | $0.00 (Free) | On Monthly Payment Due Date |
| Capital One Branches & Cafes | $0.00 (Free) | Immediate Available Credit Restoration |
| Automated Phone Banking (IVR) | $0.00 (Free) | Instant Confirmation |
How to Pay Your SavorOne Card Online (Step-by-Step)
- Navigate to: capitalone.com (or open Capital One App).
- Enter your Username and Password and click “Sign In”.
- Select your active SavorOne Cash Rewards account.
- Click “Make a Payment”.
- Select payment source: Checking account routing number and bank account number.
- Choose payment amount: Minimum Due, Statement Balance, or Custom Amount.
- Submit payment to receive an instant electronic confirmation receipt.
Alternative Payment Channels
- Capital One Mobile App: Redeem cash back automatically, lock cards, and submit payments on iOS and Android.
- Capital One Cafes & Branches: Pay in person with cash or check at any Capital One branch location.
- Pay by Phone: Call Capital One Card Customer Service toll-free 24/7 at 1-800-227-4825.
- Pay by Mail: Send payment check with statement coupon to:
Capital One
P.O. Box 60599
City of Industry, CA 91716-0599
Capital One SavorOne Support Directory
- Cardholder Customer Support (24/7): 1-800-227-4825
- Hearing Impaired (TTY): 711
- Official Banking Portal: capitalone.com/savorone
- Bank Issuer: Capital One, N.A., McLean, VA
Frequently Asked Questions (FAQ)
Do SavorOne cash back rewards expire?
No. Cash back rewards never expire as long as your Capital One SavorOne account remains open and in good standing.
How do I redeem dining and entertainment rewards?
You can redeem cash back for any amount at any time as statement credits, checks, gift cards, or redeem directly through PayPal and Amazon at checkout.
Related Capital One Credit Card Guides:
Disclaimer: BillPayment.guide is an independent consumer credit guide and is not affiliated with, endorsed by, or operated by Capital One Financial Corporation. All trademarks belong to Capital One.
Anisur Rahman brings over 17 years of experience at the intersection of complex technology and digital strategy to BillPayment.guide. Active in the digital space since 2009, Anisur uses his deep industry insights to break down financial technologies, secure online payment methods, and digital platforms. His actionable guides help readers navigate the fast-paced digital economy and manage their online transactions with confidence.
