Apply And Pay For Capital Secured Mastercard
Capital one is the 10 th largest bank by its entire assets in the U.S. Which is of $362 Billion. This is a bank holding company that specializes in banking, savings accounts, credit cards and has revenue of 2,807.6 crores USD. The capital bank has its headquarter in, McLean, Virginia, United States and has total 49,301number of employees. The bank also has some subsidiaries such as Paribus, Critical Stack, ShareBuilder and so on. There are 14 cards in total, and they are, Venture rewards, VentureOne rewards, Quicksilver rewards, Savor rewards, SavorOne rewards, QuicksilverOne rewards, Platinum, Journey student rewards, Secured Mastercard, Spark cash, Spark miles, Spark cash select, Spark miles select, Spark classic.
Benefits of Capital One Secured Mastercard
-
Get to build your credit with responsible use
-
Get unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. It’s free and available to anyone.
-
Annual Fee is $0
-
No Foreign Transaction Fees you have to pay
-
Avail the extended Warranty
-
Get to see a monthly recurring transaction
-
Get an easy balance transfer
-
Get security with Account Alerts
-
Get to lock your card
-
You will get fraud Coverage
-
The Capital One Mobile app is quick and securely with your fingerprint or customized pattern.
-
You will get account Alerts
-
Get to set up personalized email or text reminders which will help you to stay on top of your account.
-
Redeem points and rewards
-
Get to pay by Autopay
-
Get to see your Monthly Recurring Transactions
-
You can add authorized User
-
You will be able to do balance Transfer
-
Get 24/7 Customer Service
Rates and fees of Capital One Secured Mastercard
-
APR is 16.24% to 26.99%
-
Returned Payment is Up to $38
-
The late payment is $38
-
The annual fee is $0
Eligibility criteria for Capital One Secured Mastercard
-
Your age has to be at least 18 years
-
Have to have a U.S. Social Security Number
-
Have to have a Street, rural route, or APO/FPO mailing address.
Check if you pre-qualify
You can get pre-qualified by going to, www.capitalone.com
Here on this page, you will get a menu panel at the upper left side, and here you have to choose the first option, ‘Credit cards’.
You will get a drop-down where you will get three lists, on the second one, you have to choose and click on, the second option, ‘See if you’re pre-qualified’.
On the page, you will get the online application page and here you have to enter,
-
First name
-
Middle name
-
Last name
-
Date of birth
-
Social security number
-
Residential address
-
Suite or apartment number.
-
Specify what card benefit is most important to you?
-
Specify How Do You Rate Your Credit Level?
-
Give a consent that you understand that this is not a credit card application and click on the left side small box.
-
After that at the bottom middle press on, ‘see your card offers’.
Apply for Capital One Secured Mastercard
To apply for the Capital One Secured Mastercard
you have to go to,www.capitalone.com. Here on this page, you will get a menu panel at the upper left side, and here you have to choose the first option, ‘Credit cards’.
You will get a drop-down where you will get three lists, on the first one, you have to look at the bottom left, here you will get the button, ‘Compare all cards’ in a blue box.
Clicking on it will direct you to the all cards page. Here you will get a list of the 14 cards, and you have to choose and press on the ninth one, ‘Secured Mastercard’
Upon reaching this particular card page, you will get the ‘Apply now’ button at the middle right side in the green box. You have to click on the same, and you will be taken to the application page. In here, you will get the blanks, and you have to input,
-
First name
-
Middle name
-
Last name
-
Date of birth
-
Social security number
-
Specify if you are you a U.S. Citizen?
-
Residential address
-
Suite or apartment number
-
Email address
-
Primary phone number
-
Specify if you have a bank account
-
Employment status
-
Total annual income
-
Monthly rent or mortgage
-
Specify if offered, would you be interested in blank checks to use for cash advances?
-
After typing all these details, you need to look at the bottom middle and here click on ‘Continue’.
Follow the details after this and you will be able to apply for the card.
Register for Capital One Secured Mastercard
To register you need to go to, www.capitalone.com
Here on the landing page just under the left side menu panel, you will get the sign in initials, and here under the ‘Sign in’ logo click on, ‘Or set up online access’.
In the next page, you have to enter,
-
Last Name
-
Social Security Number or ITIN or your Bank Account Number
-
Date of Birth
-
After that press on, ‘Find me’.
Do follow the prompts after that, and you will be able to register.
Logging in to the Capital One Secured Mastercard
To log in you need to venture to, www.capitalone.com. Here on the landing page just under the left side menu panel, you will get the sign in initial. In here type the username and the confirmed password. Then at the right side click on, ‘Sign in’.
Forgot username or password
If you have lost the login details of Capital One Secured Mastercard, then you need to go to the same page login panel, here, at the side of the login blanks at the right side you will get the option for, ‘Forgot username or password?’. On the directed page, you need to enter,
-
Last Name
-
Social Security Number
-
Date of Birth
-
After that press on, ‘Find me’.
Follow the later prompts and this way you will get the login details back.
Activate the Capital One credit card
To activate this card you have to sign up then sign in for the card online account, and after that, your card will be activated normally.
Pros and cons of Capital One Secured Mastercard
Pros
-
Get to qualify with limited or bad credit
-
No foreign transaction fee you have to pay
-
No annual fee has to pay
Cons
-
The APR is high
-
You will get no reward
Bill payment of Capital One Secured Mastercard
There are 3 methods to pay the bill of Capital One Secured Mastercard, online payment, by mail, by phone. The credit card payment can be made from Comenity capital bank. So to make payments you have to venture to, www.capitalone.com
Here on this page, you will get a menu panel at the upper left side, and here you have to choose the first option, ‘Credit cards’.
You will get a drop-down where you will get three lists, on the third one under the section, ‘Common account task’ you have to press on, the fourth option, ‘Pay my credit card bill’ On the next page you will get the login blanks, which is the indication of the online payment gateway. You will find the other two payment information after you successfully log into your card account.
Online payment
You have to pay the bill by logging into your online account. At the time you log in to your account online you can make payments from any device that is secure, and free.
By mail
You can always send a cheque to this following address,
Capital One, Attn: Payment Processing, PO Box 71083, Charlotte, NC 28272-1083. You have to make sure to write the payment details at the back of the cheque, like the account number.
By phone
If you want to make payment through phone then you have to call on, 1-800-227-4825. For the Capital One small business credit card, you have to call on: 1-800-867-0904.
Customer service
If you are looking for any help or issue resolution with Capital One cards, then you can always call on the toll-free number, 1-800-227-4825. For foreign, call: 1-804-934-2001. For the small business credit cardholders: 1-800-867-0904.
Reference :
www.capitalone.com/credit-cards
www.capitalone.com/credit-cards/secured-mastercard