Apply And Pay For BMO Harris Business Platinum Rewards Mastercard
BMO Harris bank works under its parent organization, Bank of Montreal and has its headquarter in Chicago, Illinois, United States. The bank operates in a number of places in the U.S. such as Indiana, Arizona, Missouri, Minnesota, Kansas, Wisconsin, and Florida. BMO Harris was founded by Norman Wait Harris and currently has 14,200 employees working with the bank. The concern also has subsidiaries, BMO Harris Equipment Finance Company and so on.
The bank offers various types of credit cards which will meet the expectations of every person. From consumer credit cards to business ones all are available with BMO Harris.
There are 6 total cards available with BMO Harris, they are,
Premium Rewards Mastercard
Get 3 points per $1 spent on eligible dining, hotel, and airfare, up to $2,500 in combined spend each calendar quarter; also get 1 point per $1 spent on any other purchases
Get introductory Offer of 35,000 bonus points when you spend $5,000 in the first 3 months of account opening. Avail 15% anniversary point bonus every year with this card. No Foreign Transaction Fees that you have to pay. Get 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 16.24% to 24.24%, based on your credit score. Avail 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, and you have to pay currently 16.24% to 24.24%, based on your credit score. Low annual fee of $79 you have to pay
Cash Back Mastercard
Get $200 cash back bonus when you spend $2,000 in the first 3 months of account opening. Get 2% cash back per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; also get 1% cashback on all other purchase. Avail 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies for you, and currently 16.24% to 24.24%, based on your credit. Get 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 16.24% to 24.24%, based on your credit. No annual fee have to pay by your side
Platinum Rewards Mastercard
You will receive 2 points per $1 spent on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar quarter2. Receive 1 point per $1 spent on all other purchases. Get introductory Offer: 25,000 bonus points when you spend $2,000 in the first 3 months of account opening. Learn more about intro bonus points. Avail 10% anniversary point bonus every year. Get 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 16.24% to 24.24%, based on your credit score.
Avail 0% introductory APR on balance transfers for 12 months from date of the first transfer when the transfers are completed within 90 days from date of account opening. Just after that, a variable APR applies, currently 16.24% to 24.24%, and it will be based on your creditworthiness. No annual fee has to pay from your side.
Platinum Mastercard
Get 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 14.24% to 21.24%, this will be based on your creditworthiness. Get 0% introductory APR on balance transfers for 15 months from date of the first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 14.24% to 21.24%, it will be based on your creditworthiness.
Business Platinum Mastercard
Get 0% introductory APR on purchases for the first 9 months from the date of opening account. Avail balance transfers with 0% introductory APR for nine months. No annual fee has to pay by your side. Avail access to a variety of great Mastercard benefits
Business Platinum Rewards Mastercard
You will get 0% introductory APR on purchases for the first 9 months from the date of opening account. Avail balance transfers with 0% introductory APR for nine months. Get rewards card with flexible points redemption options. No points expiration or limits you have to pay. No annual fee you have to pay
You will get the introductory bonus as you will earn 25,000 bonus points after you spend $6,000 in net qualifying purchases in the first three months. Get 1 point for every $1 spent.
Benefits of Business Platinum Rewards Mastercard
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You will get 0% introductory APR on purchases for the first 9 months from the date of opening account.
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Avail balance transfers with 0% introductory APR for nine months.
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Get rewards card with flexible points redemption options.
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No points expiration or limits you have to pay.
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No annual fee you have to pay
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You will get the introductory bonus as you will earn 25,000 bonus points after you spend $6,000 in net qualifying purchases in the first three months.
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Get 1 point for every $1 spent.
Rates and fees of Business Platinum Rewards Mastercard
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APR is 14.24%
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The purchase intro is 14.24%
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The late payment is $39
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Return payment is $35
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The over-limit fee is $39
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The balance transfer is $5
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The foreign transaction fee is 2%
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The cash advance is $10
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The annual fee is $0
Eligibility criteria for Business Platinum Rewards Mastercard
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Your age has to be at least 18 years
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Have to have a U.S. Social Security Number
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Have to have a street, rural route, or APO/FPO mailing address.
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You have to be an account holder of BMO Harris.
Apply for Business Platinum Rewards Mastercard
To apply for the BMO Harris Card you have to venture to, www.bmoharris.com/main/small-business-banking
Here at the landing page, you will get two menu panels, and you have to go for the second. Here in this white panel, you have to go and click on the first option, ‘Business accounts’. Upon clicking on it, you will get three lists and in the third one under the section, ‘Business credit cards’. Here you have to press on the first option, ‘Compare credit cards’.
On this page, upon scrolling down a bit you will get two cards side by side. You have to go for the second right side one. ‘Business Platinum Rewards Mastercard’. You need to scroll down further and you will get the option just under the initials of this card on the left, ‘Find out more’.
In the directed page, from the right side, you will see there is a calling number for the application.
You have to call on, 1-800-546-6101, and from here you can apply for the card.
Register for Business Platinum Rewards Mastercard
You need to enroll for the card application then you have to go to, www.bmoharriscreditcards.com
Here you will get the account login for small business. You can also go to this page by following,www.bmoharris.com/main/small-business-banking, Here at the landing page you will get two menu panels, and you have to go for the second. Here in this white panel, you have to go and click on the first option, ‘Business accounts’. Upon clicking on it, you will get three lists and in the third one under the section, ‘Business credit cards’. Here you have to press on the second option, ‘Manage your BMO Harris Mastercard’.
On this exact page under the section, ‘Small business credit cards’ you will get the option for ‘Register’ at the left side in a red box.
Here you will get a box at the left side and here at the bottom of the box enter your account number and click on ‘Submit’.
Do follow the prompts after that, and you will be able to register.
Logging in to the Business Platinum Rewards Mastercard
For this you have to go to, www.bmoharriscreditcards.com
Here you will get the account login for small business. You can also go to this page by following, www.bmoharris.com/main/small-business-banking, Here at the landing page you will get two menu panels, and you have to go for the second. Here in this white panel, you have to go and click on the first option, ‘Business accounts’. Upon clicking on it, you will get three lists and in the third one under the section, ‘Business credit cards’. Here you have to press on the second option, ‘Manage your BMO Harris Mastercard’.
On this exact page under the section, ‘Small business credit cards’ you will get the option for, ‘Sign in’. Here you have to type the user ID, and the set password and click on, ‘Sign on’.
Forgot username or password
If you have lost the login credentials of BMO Harris business account, then you need to go to the same page login box, here, at the right side the login blanks, you will get the option for, ‘Forgot your user ID?’. On the directed page, you need to enter,
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Account Number
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Email Address
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Name
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Business Phone Number
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Zip Code
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After typing the details at the bottom right side click on, ‘Next’.
For the username, ‘Forgot your password?’.
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Here type the
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User ID
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Email Address
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After typing the details at the bottom right side click on, ‘Next’.
Follow the prompts after this and in this way you will get the login details back.
Pros and cons of Business Platinum Rewards Mastercard
Pros
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No annual fee you have to pay
Cons
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The reward structure is not proper
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The sign-up bonus is less
Bill payment of Business Platinum Rewards Mastercard
There are 3 ways to pay the bill of BMO Harris, online payment, by mail, by phone. To make payments you have to venture to, www.bmoharris.com/main/small-business-banking, Here at the landing page you will get two menu panels, and you have to go for the second. Here in this white panel, you have to go and click on the first option, ‘Business accounts’. Upon clicking on it, you will get three lists and in the third one under the section, ‘Business credit cards’. Here you have to press on the second option, ‘Manage your BMO Harris Mastercard’.
On this exact page under the section, ‘Small business credit cards’ you will get the option for, ‘Sign in’. and after signing in you have to click on the ‘Payments’ tab.
Online payment
You have to pay the bill by logging into your online account. At the time you log in to your account online you can make payments from any device that is secure, and free. You can easily schedule one time payments or recurring monthly payments to your registered account. You have to pay at least the minimum payment due stated in your monthly bill.
By mail
You can send a cheque to,
BMO Harris Credit Cards, P.O. Box 6012, Carol Stream, IL 60197. You have to make sure to write the payment details at the back of the cheque, like the account number.
Also Read : BrandSource Credit Card Bill Payment Online
By phone
If you want to make payment through phone then you have to call on, 1-888-340-2265.
Customer service
If you are looking for any help or issue resolution with BMO Harris Business Card then you can always call on the toll-free number, 1-855-825-9231. For abroad call on, 1-262-780-8660.
Reference :
www.bmoharris.com/main/small-business-banking