Apply And Pay For Big Lots Credit Card
Big lots is a retail company in the U.S. The company has more than 1,400 stores in the 47 states. Big Lots have headquartered in, Columbus, Ohio, United States, and has current revenue of, 519 crores USD. The concern also has subsidiaries, PNS Stores, Big Lots Stores Inc and so on. The credit card from this concern is issued from, Comenity Capital Bank.
Benefits of Big Lots Credit Card
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No Annual Fee has to pay by your side
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Get special Member Offers
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Get the
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flexibility to choose from available financing options when you make a qualifying purchase
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You will get your credit card account summary information will be available at the register, so you will get to know exactly how much credit you have available
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Get 24/7 online account management
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Avail paperless billing option to make life easier
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You will get special financing plans which will give you the flexibility to choose from available financing options.
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You will get 6 months same as cash if paid in full within 6 months on the purchases over $250
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You will get 12 months same as cash if paid in full within 12 months on the purchases over $750
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Also, promotional offers are available to qualified customers.
Rates and fees of Big Lots Credit Card
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APR is 29.99%
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The purchase intro is 29.99%
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Returned Payment is Up to $38
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The late Payment is Up to $38
Eligibility criteria for Big Lots Credit Card
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Your age has to be at least 18 years
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Have to be a U.S. resident residing in the United States
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Have to have a U.S. Social Security Number
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Have to have a street, rural route or APO/FPO mailing address (no PO BOX addresses)
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Have to possess a valid government-issued photo ID
Apply for Big Lots Credit Card
To apply for the Big Lots credit card you have to venture to, www.biglots.com
Here on the landing page, you need to scroll down to the bottom, and there you will get four lists.
Among these four, you have to go to the first one, here you will get the third option of ‘Credit card’, click on it.
Upon reaching the page you will have to scroll down a bit and here at the right middle side, you will get the option ‘Ready to apply?’ and under this tag, you have to click on, ‘Apply now’.
On the next directed page, you will have to scroll down and at the middle left side, you will get the blanks. Here you have to type,
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First Name
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Middle name (optional)
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Last Name
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Suffix (optional)
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Social Security Number
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Date of Birth
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Annual Income
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Zip Code
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Street Address
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Suite or Apartment (optional)
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City
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State
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Email Address
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Confirm Email Address
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Mobile Phone
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Alternate Phone
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Specify if you want to add an Authorized Buyer to your account?
After that, at the bottom right side click on, ‘Continue’ in orange.
Do follow the later instructions and get to register properly
Register for Big Lots Credit Card
To register you need to visit, www.biglots.com
Here on the landing page, you need to scroll down to the bottom, and there you will get four lists.
Among these four, you have to go to the first one, here you will get the third option of ‘Credit card’, click on it.
On this page just at the left side of the ‘Apply now’ button, you will get ‘Pay my bill’ option.
Clicking on it you will be transferred to a next page and here you will get the Comenity capital bank page.
Here at the left side you will get the sign in box and at the bottom left side of the box you have to press on, ‘Register for online access’.
On the next page, you have to type,
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Credit Card Account Number
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ZIP Code / Postal Code
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Identification Type
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Last 4 Numbers of Social Security Number
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After typing the details at the bottom right side click on, ‘Find my account’.
Do follow the prompts after that, and you will be able to register.
Logging in to the Big Lots Credit Card
To log in you need to visit, www.biglots.com
Here on the landing page, you need to scroll down to the bottom, and there you will get four lists.
Among these four, you have to go to the first one, here you will get the third option of ‘Credit card’, click on it.
On this page just at the left side of the ‘Apply now’ button, you will get ‘Pay my bill’ option.
Clicking on it you will be transferred to a next page and here you will get the Comenity capital bank page. Here at the left side, you will get the sign in box, and here you have to enter the username, and the confirmed password. Then at the bottom right side of the box click on, ‘Sign in’.
Forgot username or password
If you have lost the login details of Big Lots, then you need to go to the same page login box, here, under the login blanks at the left bottom side you will get the option for, ‘Forgot your user name or password?’. On the directed page, you need to enter,
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Account Number or User Name
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ZIP Code or Postal Code
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Identification Type
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The last 4 Numbers of Social Security Number
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After typing the details at the bottom right side click on, ‘Find my account’.
This way you will get the login details back.
Benefits of the online account
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Get to track your orders
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Get to create and manage Wish Lists
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Get to manage communication preferences
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Avail faster checkout with saved payment with shipping info
Pros and cons of Big Lots Credit Card
Pros
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If you never forget the card at home, the store associate can look up your account from the register and you can apply it for the purchase
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It’s very easy to find in the wallet
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No annual fee to pay from your side
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There is no interest if a purchase is paid in full during a certain time
Cons
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The non-existent cash back offers
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The card cannot be used for online purchases
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Interest rate is high
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Late payment fee is high
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Customer service is poor
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The card can only be used at Big Lots
Bill payment of Big Lots Credit Card
There are 3 ways to pay the bill of Big Lots, online payment, by mail, by phone. The credit card payment can be made from Comenity capital bank. So to make payments you have to venture to, www.biglots.com
Here on the landing page, you need to scroll down to the bottom, and there you will get four lists. Among these four, you have to go to the first one, here you will get the third option of ‘Credit card’, click on it. On this page just at the left side of the ‘Apply now’ button, you will get ‘Pay my bill’ option. Clicking on it you will be transferred to a next page and here you will get the Comenity capital bank page. Here at the left side, you will get the sign in box, and from here you can log in and pay the bill online.
Also Read : Online Payment Process For Best Western Reward Master Card Bill
Online payment
You have to pay the bill by logging into your online account. At the time you log in to your account online you can make payments from any device that is secure, and free. You can easily schedule one time payments or recurring monthly payments to your registered account. You have to pay at least the minimum payment due stated in your monthly bill.
By mail
You can send a cheque to,
Big Lots Credit Card, P.O. Box 659707, San Antonio, TX 78265-9707
You have to make sure to write the payment details at the back of the cheque, like the account number.
By phone
If you want to make payment through phone then you have to call on, 1-888-566-4353.
Customer service
If you are looking for any help or issue resolution with Big Lots card then you can always call on the toll-free number, 1-866-(244-5687). Monday-Friday: 8am to 10pm. Saturday to Sunday: 8 am to 8 pm.
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